Pre-funded long-term care insurance provides a regular income which can be used to pay care home fees or the cost of care within a person’s own home.

Please note that long-term care insurance policies are no longer sold (although some limited alternatives are available).

Selling your home is one of the most common means of paying for a care home in the UK. But you may be able to delay selling your home, or avoid it altogether.

Home reversion is when some or all of your property is sold to a home reversion provider, and you receive a lump sum of money, or a rent-free lifetime lease.

A lifetime mortgage is when you take a loan secured on your home and is most commonly used towards care given within your own home.

A deferred annuity means that you pay a one-off lump sum and the annuity will pay you a guaranteed income in order for you to pay residential care home fees or care at home costs.

An immediate needs annuity means that you pay a one-off lump sum and the annuity will pay you a guaranteed income in order for you to pay residential care home fees or care at home costs.

Care fees advisers are financial advisers who specialise in knowing about care fee funding. If you are thinking about how to pay for care, now or in the future, care fees advisers can offer you impartial and expert advice on financial products from across the whole...

Pay for care using equity release, where a regular, guaranteed amount will be paid to your care provider for as long as you live