Support & Guidance

Funding care if you don’t own a property

Learn about different methods to fund your care when you do not own your property with Care Sourcer’s expert funding guide

How to avoid selling your house to pay for care

Selling your home is one of the most common means of paying for a care home in the UK. But you may be able to delay selling your home, or avoid it altogether.

Renting out your home to pay for care

If you face the prospect of selling your home to pay for accommodation, you could first explore renting out your home, even temporarily.

Deferred payment agreements

A deferred payment agreement is a loan that can be requested from your local authority. The local authority will then pay your care home fees, and use your property as security against the loan.

Continuing Healthcare is free care that is arranged and funded by the NHS, for adults with long-term complex health needs. NHS Continuing Healthcare is available in England, Northern Ireland and Wales.

Self funding care at home

If you do not qualify for local authority funding, you may need to pay for the full cost of the care at home yourself (known as ‘self funding’). This can vary depending on where you live within the UK.

Self funding a care home place

The average cost of care homes in Scotland varies greatly depending on your area and if you need a residential or nursing home. Learn what care homes cost near you

Care home top-up fees

Throughout the UK, if you prefer a care home with costs that exceed the payments made by your local authority, you or a relative can make top-up payments, allowing you to select your own preferred provider, even if the associated costs exceed the local authority’s maximum contributions.

Local Authority funding for care in your own home

Paying for a care home can be daunting, find out what local authority funding is available to help with Care Sourcer’s expert online guide to funding care

Everything you need to know about respite care rates and costs UK

What is the cost of respite care? Fees for respite care can vary depending on specific care needs and location. For a full guide, visit Care Sourcer.